2025 Wrap up
Happy holidays! I hope everyone enjoyed their breaks and spent time with their families. 2025 was a great year in terms of the stock market. Just about everything was up! On the blogging front, it …
Financial Independence
Financial Independence (FI) the most important part of Financial Independence Retire Early (FIRE).
Why is FI so important? Because being financially independence means that we can choose to work if we wanted to, not because we have to.
This blog is dedicated for chronicle our financial independence journey.
Would You Take $2 Million for 60-hour Work Weeks? Answering Life’s Toughest Money Dilemmas
The other day, we were playing That Escalated Quickly, in which one player would pick a question card, the other players would pick out a number card from 1 to 10 and come up with …
Early Retirement Q&A with Dividend Daddy
The financial independence retire early (FIRE) community is a very supportive and tight-knit one. Because the community is made up of folks who have different backgrounds and different ages, it’s very diverse (not just Caucasian …
Avoiding 25 big investment & retirement mistakes
Before I started blogging, I used to read many different personal finance and investing blogs. Over the years, some of these blogs have disappeared or changed ownership. One blog that is still around that I …
DIY Wealth Canada Podcast: Mark Seed on FIWOOT, Withdrawal Strategies, and More
I have followed Mark Seed’s blog, My Own Advisor, for many years. The two of us happen to share very similar investing philosophies. Therefore, it’s not a surprise that Mark and I often discuss investing, …
Reconsidering RRIF utilization in early retirement
As you get closer to retirement, you most likely will spend more and more time crunching numbers and doing retirement income planning. I previously wrote about how to convert RRSP to RRIF and the rules …
Early retirement planning – steps we are doing and planning to do
Earlier this year, I wrote about stepping away from full-time work at the end of 2026 or early 2027. The idea is to either retire early and focus on my hobbies and passions, or transition …