Our Top 5 Long-Term Holdings

If you look at our dividend portfolio, you will notice that we currently hold 72 dividend stocks and 2 index ETFs. To be honest, I would like to trim down our holding somewhere around 55 …

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Growing net worth – strive for high efficiency

Mr. Tako recently wrote a great article called Those Special Snowflakes. He asked whether early retirees like Mr. 1500, Root of Good, Millennial Revolution, Mr. Money Mustache, Go Curry Cracker, Jim Collins, and he himself are special …

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Why I don’t invest using margin

As you may know, we only invest with money that we have. We don’t borrow to invest, meaning we are not utilizing Smith Maneuver or trading on margin. Why don’t I invest using margin? Very simple. …

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The great debate: Index vs Dividend Growth

If you have been reading this blog for a while, you know I’m a dividend growth investor at heart. You probably also know that rather than investing 100% in dividend stocks, we own two index …

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The four different stages of financial competency in life

When I read Physician on Fire’s recent post on Financial Independence vs Financial Freedom my brain went wild (like spidey sense wild!) and I started wondering – Do we go through our life in different financial stages? Just like …

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Our financial independence assumptions

This article is inspired by Mark’s recent post on his blog where he revisited their financial independence assumptions. I have shared some numbers on this little blog of mine in the past like the Early Retirement/Financial Independence …

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