I messed up
As a long-running family tradition, my parents gave our kids red envelopes with money inside for Chinese New Year earlier this year. Being a natural saver and thinking about the future, I then took the …
Save-Spend Balance
Save-Spend Balance – Find the personal balance between saving money for the future and spending money to enjoy the present moment.
Playing the rewards points game – How to spend money to save money
Lately, we have been doing a lot of price comparisons between Costco and Superstore and price matching to get the best deals. One thing we’ve realized is that Superstore can have some really great deals, …
Q2 2019 Goals and Resolutions Update
Q2 2019 is over which means it’s time to do a Q2 2019 goals and resolutions update. When I published my goals in January, I wasn’t sure if I’d do monthly or quarterly updates. I ended …
Random Thoughts – Coffee Ain’t Going to Ruin Your Retirement
By now you have probably heard of the latte factor, famously created by David Bach. The idea is simple, rather than spending $5 each day on a latte, invest that money, and let it grow. …
Frugality is not about not spending money at all…it’s about alternatives
The other weekend, Mrs. T attended an 8:00 a.m. to 5:30 p.m. course both Saturday and Sunday in downtown Vancouver. To get to Vancouver, Mrs. T could either take the public transportation, which would take …
Q1 2019 Goals and Resolutions Update
Q1 2019 is over which means it’s time to do a Q1 2019 goals and resolutions update. When I published my goals in January, I wasn’t sure if I’d do monthly or quarterly updates. I …
2019 Goals and Resolutions
I’m not one of those people that go crazy on their New Year’s resolutions then forget about them by the end of February. I do, however, believe in setting measurable goals to help to create …