Wow, it’s hard to believe that 2022 is already half over. For the most part, June was cold and wet here in the Lower Mainland. Many people even used the term Juneary because it felt …
Since Canadians can’t deduct mortgage interests in our income tax filing, many Canadian homeowners use Smith Maneuver as a legal strategy to enable them to make their mortgages tax-deductible. Essentially, Canadians would borrow money against …
Although I grew up in a household where my dad retired in his early 40s and a couple of my cousins reached financial independence and/or retired early in their 40s, I had never really put …
Wow, the stock market sure has been volatile lately. The retail sector is taking a big hit, just take a look at Target, Walmart, Amazon, and Costco. Ouch! Should you hoard cash and wait till …
Lately, the talk of the town seems to be the rising interest rates. Earlier this month, the Bank of Canada raised the benchmark interest rate by whopping 0.5% to 1%, making it the biggest rate …
Recently I met up with a good friend for a much-needed chat. Over the course of a few tasty cans of beer, my friend mentioned that he recently listened to the “Die with Zero” audiobook …
Although I created this blog to chronicle our financial independence journey and share things that we learn along the FI journey, I wanted to write and share content that people want to read and help …