Happy Holidays – Seasons Greetings

Happy Holidays - Seasons Greetings

Seasons greetings everyone. I just want to take the time to thank every one of you for all your support over the years. I wouldn’t have been able to continue writing on this blog if …

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What if you run out of life? Save-Spend balance

What if you run out of life Save-Spend balance

Let’s be honest here, inflation is real. Very real! Despite being as frugal and careful with our expenses as possible, we are seeing an increase in our living expenses; arguably, just like everyone else.  Unfortunately, …

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What to do with a $5 million windfall

What to do with a $5 million windfall

Recently a reader emailed me about a big windfall that he received.  “Hi Bob, I recently received a pretty significant windfall… $5 million! To be honest, I’m not sure what to do. I want to …

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