When do you tip + Good reads from the PF community
Despite growing up in Canada for more than half of my life, I have never gotten used to tipping. You see, tipping is not a common practice in Taiwan. Tipping is also not common in …
Retire Early
RE part of FIRE… Retire Early!
Freedom 30, Freedom 35, Freedom 40, Freedom 45, etc. Many of us have dreamed about retire early so we can enjoy our lives rather than keep doing the 9-5 job for 30 or more years.
But retire early doesn’t mean stop working completely. Far from it. What does RE really means when it comes to financial independence retire early (FIRE)?
Forget timing the market – Random Thoughts from Taiwan
Yup, you guessed it, another post called Random Thoughts from Taiwan… because I’m in Taiwan again! So greetings from Taiwan everyone! This marks the 4th work trip to Taiwan for me in the past year, …
Do we have enough to live off dividends? A case study
Last year, I asked whether we have enough to retire in 2023. After running some projections and analysis, it was clear that we can’t retire and rely on dividend income alone to sustain our current …
What if you run out of life? Save-Spend balance
Let’s be honest here, inflation is real. Very real! Despite being as frugal and careful with our expenses as possible, we are seeing an increase in our living expenses; arguably, just like everyone else. Unfortunately, …
What to do with a $5 million windfall
Recently a reader emailed me about a big windfall that he received. “Hi Bob, I recently received a pretty significant windfall… $5 million! To be honest, I’m not sure what to do. I want to …
Does it make sense to invest US dividend stocks in TFSA?
Many Canadian investors know there’s a 15% withholding tax on US dividends. You can avoid this costly withholding tax if you hold US dividend stocks inside your RRSP, as there is absolutely no tax levied …
Make sure you know what you’re retiring to
When I think about retirement, I have never pictured myself sitting on the beach drinking pina coladas daily. That’s not how I picture retirement. I could sit on the beach for a few days but …